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HomeMy WebLinkAbout4052DOCUMENT CONVERSION SERVICES PROVIDED BY IMAGING & MICROFILM ACCESS, INC. www.scanyourdocs.com 631- 589 -8100 83.66 -2 -30 BOX 31 04052 .. ,.♦ - , - ',i , my me k -� ! rr ; - 1.6 I 9I , I' i o, - 04052 :BRUCE R: FOUY ' Public Health Director DEPARTMENT OF HEALTH 1 Geneva Road, Brewster, 'New York 10509 LORETTA MOLINARI R.N., M.S.N. Associate Public Health Director Director of Patient Services -- -- Environmental Health (845) 278 - 6130 Fax (845) 278 - 7921 Nursing Services (845) 278 - 6558 WIC (845) 278 - 6678 Fax (845) 278 - 6085 Early Intervention/Preschool (845) 278 - 6014 Fax (845),278 - 6648 October 4, 2002 Mr. Zujko 115 Hewitt St. Lake Peckskill, NY Re:Addition - Zujko- Hewitt'St. No Increases in Number of Bedrooms (T) Putnam Valley Tax 83.66 -2 -30 Dear Mr. Zujko: I have received and reviewed the plans for the proposed addition to the above - mentioned residence. The proposal for the addition has been approved as per plans .bearing the approval stamp from this Department dated October 32002 .The addition is approved with the following conditions. 1. The total number of bedrooms must remain at Three without prior approval by this department. Z. s Che- ar-ea.of. the �existing,sewage disposal-sys len. ,. and. its expansion area, must bz' maintained. 3. All plumbing fixtures must be updated with water saving devices, i.e., new low flush toilets, restrictors for shower heads and faucets, etc. Any other permits or variances required are the responsibility of the applicant and the jurisdiction of the Town of Putnam Valley. If you have any questions, please contact me at your convenience. Very truly yours, Michael Luke Public Health Technician ML: cc:BI BRUCE R. FOL,EY.. Public Health Director LORETI AIOLINARI RN:, M.S.N. Associate Public Health Director Director of Patient Services DEPARTMENT OF HEALTH 1 Geneva Road Brewster, New York 10509 Environmental Health (845) 278 - 6130 . Fax (845) 278 - 7921 Nursing Services (845) 278 6558 WIC (845) 278 - 6678 Fax (845) 278 - 6085 Early Intervention (845) 278 - 6014 Preschool (845) 278 -6082 Fax (845) 278 - 6648 ADDITION APPLICATION (RESIDENTIAL ONLY STREET //� gelo� z TOWN Z &ke Peersk� tX MAP# Q 3 • 6 _a 3 NAvIE 6aAgo 2 PHONE c5-2if 7170 PCHI9 #� VIE-02, MAILI\TG ADDRESS ®� DESCRIPTION OF ADDITION NTUNIBER'OF EXISTING BEDROOMS_,j_PROPOSED # OF BEDROOMS (FROM CERT. OF OCCUPANCY OR CERTIFICATION FROM BUILDING INSPECTOR) *Any addition which is considered a bedroom requires formal approval of plans (Construction Permit) prepared by a Professional Engineer or Registered Architect in accordance with applicable sections of the Putnam County Sanitary Code. Please submit this form and the following to Putnam County Health Dept., 4 Geneva Road, Brewster, NY 10509, Phone 278 -6130. 1. Certified check or money order for $100.00. . 2. Sketches of existing floor plan (drawn to scale, all living area including basement) #Non- professional sketches are acceptable. 3. Two sets of proposed floor plan (drawn to scale, with name, street, and tax map #) *Non-professional sketches are acceptable. 4. Copy of survey showing well and septic location, to the best of your knowledge. Include date of installation if known. Label all wells and septic systems within 200 feet of the property line. Contact this office with any questions. 5. Copy of Cert. Of Occupancy from Town or Certification from Building Dept: with legal bedroom count of dwelling. OFFICE USE Comments Feb98 BFhouse;uidelines BRUCE R. FOLEY LORETTA MOLINARI R.N., M.S.N. Public Health Director ilss , aeiate. Public Hea::hv Diiectoi`' " r Director of Patient S _ ervices DEPARTMENT OF HEALTH 1 Geneva Road Brewster, New York 10509 Environmental Health (845)278-6130 Fax (845) 278 —7921 Nursing Services (845) 278 - 6558 WIC (845) 278 - 6678 Fax (845) 278 - 6085 Early Intervention (845)278-6014 Preschool (845) 278 -6082 Fax (845) 278 - 6648 Putnam County Dept. of Health 4 Geneva Road Brewster, NY 10509 Gentlemen: Re: u' 1C-b Residenc Tax Map 1i 3. 6 ` —2 — 3 Town U r%Ann P W''j According �to records maintained by.the Town, the above noted dwelling IS " ISNOT - • - � - --- _ .._ . � _.� .: -_ .... .. _ ..... _ _.....�............. _ . _.. _. in compliance with Town code and the total number of bedrooms on record is This information has been obtained from: CERTIFICATE OF OCCUPANCY: ASSESSORS RECORD. OTHER Building inspector BFhouseguidelines Agar -06 -99 12:23P MICHAEL S BLANK REALTY 01 R.01 ! . i � I. � /b71(� .tea •r '�►' �- �•- Q.�.w7C„/ _� ....; �,_�_�• p°'� +' -'rte' y""" •)r' ..._ ;, `t' �'' C;�1 •.: 9£501 NMOA WIN 'aI�PlOLD'� r, t.`, : 't'�' i :` "' ;''�,ck : i•I.:'(�1; , : OVOU 3VQINGS000A4 OZ . .a.]:. :r;i,._� •,�.;,•� j71.l:�J '1: [�+r.'r S31 VIDOSSV A3N Nns . A® C13UVd3b!d )t 03AZIA7jnS is _ v r i .:',,., • „ T r 4.1 Q -,Bop -V•*A do P, (� OV19 ar oar NorJo _ to a r'1 �. �'•�'YPf4i 'y3'3'A ® (lf • Otn 2 / ,air -ter �, 6s ' /r/ �,� ' r i i +, .i 1'•.j_ ,�,(,eie�f�- 'fate'r'�Ji FOR FEDERALLY REGULATED TRANSACTIONS Borrower --- ZWK0. ' ProQer�t Address 1.1f HEWITT STREET City LAKE PEEKSKILL — �`--_- Count— PUTNAM _T — State NY Zip Code 10537 --- -- ------ ---- - -- - - -- -- — -- -- -- - - - -- - -- -... __- Lender /Client HOME FUNDING CORP. MAIN STREET DANBURY CONN 06811 This addendum is for use with all appraisal reports to comply with current appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Resolution Trust Corporation (RTC), the Office of Thrift Supervision (OTS), the National Credit Union Administration (NCUA), and the Federal Reserve. Instructions: Check only those sections which apply to the subject property being appraised. The purpose of this appraisal is to estimate the market value of the subject property as, defined within this report. The function of this, appraisal is to assist the lender in collateral valuation and /or portfolio. management. ❑X The data contained in the attached appraisal report has been compiled by the appraiser from the following sources: Inspection and research of the subject property to Identify dimensions, nature of construction, physical condition, and any other physical, functional or external factors; Research of municipal offices and registry of deeds to identify assessments, transfer activity, site parameters, and other pertinent factors; Contact with appropriate real estate brokers• developers, managers, appraisers, and other knowledgeable sources to identify relevant market data such as comparable sales, comparable rents, vacancy' rents. depreciation rates, operating costs, development costs, and any trends that may influence value such as economic or demographic trends. ❑ The estimated reproduction cost Is based upon the appraiser's knowledge of the local market, surveys of local developers and contractors, and BO_ECKH S_YST_E_M_ ❑X All fors of depreciation (physical, functional, and external) are specifically addressed In the attached report or other addenda. Physical depreciation is based on the estimated effective age of the subject property. ❑ X The site value estimate Is based on analysis of site sales, and abstraction of site values from sales of Improved properties. ❑ For income producing properties, actual rents, expenses and vacancies have been reported and analyzed for subject and comparable Income producing properties. Potential rents, expenses, and vacancies have been projected based on market data derived from prior and current market surveys. Q The subject Is a single family residence located In a predominantly owner- occupied area. The lack of rental data and the lack of sales of rented dwellings make meaningful rental and gross rent multiplier conclusions.. impossible, therefore the income approach was not applied, . .... .. _ �.. ,..,..z� �[X] All sources and data utilized are considered accurate and reliable. Unreliable data has been disregarded. All sources have. been noted where appropriate, and all data has been confirmed whenever possible. 0 The subject property has not transferred during the last twelve months. ❑ The subject property has transferred during the past twelve months. ❑ Any transfer activity which has occurred during the past twelve months is listed below and is addressed in the attached appraisal report: Date ` Sales Price ,Document # /Book and Page_— — Seller ource: ASSESSORS X FEMA FLOOD HAZARD1 DATA Zone Map /Parcel Date _ -- Name of Community — — C 36103000058 9 87 TOWN OF PUTNAM VALLEY, NEW YORK ❑ The subject property Is located in a FEMA Special Flood Hazard Area. [:Xj The subject property Is not located In a FEMA Special Flood Hazard Area. ❑The subject property's community does participate in the National Flood Insurance Program. ❑ The subject property's community does not participate in the National Flood Insurance Program. ❑ The subject property's community is covered by a Regular Program. ❑ The subject property's community Is covered by an Emergency Program. July 1991 . Homeputere Fors Processing System For Laser Printers 1 (802) 773 -3018 4 :7 4 ,� ❑ The subject property has not been offered for sale during the past 30 days. ® The subject property has been offered for sale during the past 30 days for $ 89000 ❑ The subject property Is currently for sale for $ ❑_ The subject property Is not currently under contract for sale• �_] The subject property Is currently under contract for sale as described: __._....e-- ..— - -_ —. _..._.ntract . -- .Pric._..e ._........ I Contract Date — Offer Dat Co Seller p���er _.... .............. .....___._ [❑ The sales contract and /or escrow instructions were reviewed. ❑ The contract Indicated that personal property was not Included in the sale. ❑1 The contract Indicated that the following personal property was Included in the sale: The personal property's estimated contributory value Is $ • ❑ Personal property was considered in the final estimate of market value and has been addressed In the attached report. ❑ Financing concessions were not Indicated in the contract. ❑ The following financing concessions were indicated In the contract: __— Source: ❑ Offering and /or contract Information was eonsldered in the final estimate of market value. ❑ Offering and /or contract Information was not considered In the final estimate of market value. © Offering and /or contract information was not available to the appraiser. (For additional information, see attached narrative addenda) A reasonable marketing period of 3 -6 months has been projected based on APPRAISERS KNOWLEDGE__ FROM PUBLICIZED STATISTICS AND EXPERIENCE. This appraisal co r nfoms to the Uniform Standards of Professional Appraisal Practice (USPAP) adopted'by the. Appraises. Standards Board of the Appraisal Foundation, except that the Departure Provision does not apply. _ Their compensation is not contingent upon the reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value estimate, the attainment of a stipulated result, or the oecurance of a subsequent event. This appraised assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan. J The value estimated Is based on the assumption that the property Is not negatively affected by the existence of hazardous substances or detrimental environmental conditions unless otherwise stated in this report. The appraiser is not an expert in the Identification of hazardous substances or detrimental environmental conditions. The appraiser's routine inspection of and inquiries about the subject property did not develop any Information that indicated any apparent significant hazardous substances or'detrimental environmental conditions which would affect the property negatively unless otherwise stated In this report. It is possible that tests and inspections made by a qualified hazardous substance and environmental expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value. Appraiser's Signature - -_ — _ _ Effective Date 5�5199 — Date Prepared 5027-99 Appraiser's'Name(print) R C A A_WSON_ _ `— Phone# 914 297 19_68 State NY ❑ License Certification # 45 1282 Tax ID # 167 -28 -91,71 ❑ The co-signing appraiser his Inspected the property, both inside and out, and has made an exterior inspection of all - comparable sales listed In the report. The report was completed by the appraiser under direct supervision of the co-signing appraiser. The co- signing appraiser accepts responsibility for the report including the value conclusions and the limiting conditions, and conforms that the certifications apply fully to the co- signing appraiser. ❑ The co- signing appraiser has not Inspected the Interior of the subject property. ❑ The co- signing appraiser has not Inspected the exterior of the subject property and all comparable sales listed in this report. ❑ The report was completed by the appraiser under direct supervision of the co- signing appraiser. The co-signing appraiser accepts responsibility this report including the value conclusions and the limiting conditions, and conforms that the certifications, with the y w exception of physical Inspection apply fully to the co- signing appraiser. Appraiser's Signature Effective Date 'Date Prepared - -° --- — - -- .._..._- - -- — ................ ....... Co-Signing Appraisers Name (print) Phone # State M License Certification # Tax ID # July 1991 Homeputere Forms Processing System For Laser Printers 1 (802) 773 -3018 Ay Description UNIFORieA RESIDENTIAL APPRAISAL REPORT FlIsHo. LKPKS party Address 115 HEWITT STREET City LAKE PEEKSKILL state NY zip Code 10537- — - - - -- -- -- - - - - -- - -- - - -- gal Description SEE DEED TOWN OF PUTNAM VALLEY county PUTNAM sessor's Parcel No. MAP : 8 3.6 6 _ 2 - 30 Tax Year 19 9 9 R.E. Taxes S 4 2 5 8 .7 6Special Assessments S NONE KN rrower ZUJKO Currentowner MANGINO occupant: owner Tenant X vacant Leasehold I Proiect Type I.. I. PUD. .. • - "biao ;relarence 'S:ISALS 0- :":_ , -- •.Cansua-Tra=ut 01-,11,. 00 —',1 le Price S 8 90 0 0 0 _Delect Sete A / O - 5 9 9 Description and S amount of roan charges /concessions to be paid by seller NON_ E KNOWN order /Client HOME FUNDING COR_P.. _Address 109 NORTH STREET, DANBURY,_ CT. 068_11 .iu T.AGiCnN APPPATCAT. SFRUTr'F. Andr >ae A_n- now vinn. TTCIPF.WF.i.T. rTlNrTTON_ NY 1253'i ,cation Urban X Suburban Rural Predominant Single family housing Present land use % Land use change lilt up ❑ Over 7596 ❑X 25 -75% ❑ Under 25% occupancy S RICE ) �N) One family _ 7 0_ _ ❑X Not likely ❑ Likely owih Rate ❑ Rapid Stable ❑ Slow X Owner 7 Low 0 2-4 family ❑ In process opertyvalues❑ Increasing Q Stable ❑ Declining ❑ Tenant 250_ High 150 -- Multl-femily To: rmand /supply ❑ Shortage' � in balance 0 Over supply © Vacant (0-5 %) JM PredominaMj Commercial ❑ vkeling time Under 3 mos. X 3 -6 mos. Over 6 mos. vacant (Over 5%) 115 100 ( VAC ) 30 _ FEMA Special Flood Hazard Area -17 X Yes No ate: Race and the racial composition of the neighborhood are not appraisal factors. aighborhood boundaries and characteristics: SEE ATTACHED LOCATION MAP. THIS _IS A-LAKE :OUMMINITY WHICH IS ALL YEAR WATER SPORTS,ALL YEAR RESIDENCY,AND 1 HOUR TO NY actors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.) _ ;UBJECT IS IN A ALL YEAR LAKE COMM_U_NITY, LAKE PEEKSKILL,WITH 12 MONTH ACTIVITY ;UPPORT FACILITIES ARE WITHIN A REASONABLE DRIVE. THE ROAD IS LOW TRAFFIC. 'HE TACONIC PKY,AN AREA COMMUTER ROUTE, IS WITHIN - 5_MILES. AREA HOMES -- _ IPPEAR_TO BE WELL MA_INTAIN_ED. THE _JEFFERSON _VALLEY MALL IS 5 MILES SOUTH. ?UBLIC TRANSPORTATION IS AVAILABLE VIA BUS AND THE METRO NORTH RAIL TO NY CITY arket conditions in the subject neighborhood (Including support for the above conclusions related to the trend of property values, demand /supply, and marketing time - such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): ?ROPERTY VALUES ARE CONSIDERED TO BE STABLE AT THE TIME OF THE INSPECTION. _ PHERE IS NOT CONSIDERED_ TO BE AN OVERSUPPLY OF PROPERTIES AVAILABLE IN THE 4ARKET AREA. THERFORE THE COMPETITIVE LEVEL OF THIS MARKET IS NOT CONSIDERED 3XCESSIVELY HIGH. LOAN DISCOUNTS. BUYDOWNS OR OTHER SALES CONCESSIONS ARE N09 -reject Information for PUDs (If applicable) - - Is the developer /builder In control of the Home Owners' Association (HOA)? U Yes U No %pproximate total number of unite In the subject project N A Approximate total number of units for sale In the subject project N A )imensions 70 X 102 ( VIA ASSESSORS RECORDS) EXTERIOR DESCRIPTION FOUNDATION Topography ;its area .164 ACRE VIA Comer�ot Yes X Na _UP_�LOPE size TYPICAL FOR AREA _SURVEY _ ipecific zoning classification and description LAKE Slab JA Area Sq, Ft. 0 Shape RECTANGULAR TA _RL_•RE _SIDENTIAL !oning Compliance 0 Legal F7 Legal nonrnnforming ((randfalhered use) ❑ Illegal ❑ No zoning Drainage APPEARS ADEQUATE Aghesl & best use as improved: FRI Present use n Other use (explain) - %Finished _ - Ceiling ❑ View AVERAGE JUlities Public Other Off -site Improvements Type Public Private Landscaping AVERAGE FOR AREA jectricity FRI 200 AP/C. B. street MACADAM_ _ _ walls ❑ Driveway surface ON STREET 3as ❑ PROPANE - Curb /gutter N_0__ —_ ❑ ❑ Apparent easements NORMAL UTILITY Water WELL ❑ _ Sidewalk NO ❑ ❑ _ FEMA Special Flood Hazard Area -17 X Yes No Sanitary sewer ❑ SEPTIC. _ _ - _ —_ Streetlights NO ❑ ❑ FEMA zone C Map Date 987 stormsewer -Fx-1 _ Alley NONE FEMAMapNo. 361030 0005 B Comrnents (apparent sdverse special sssessments, _fide areas, Illegal or legal ncnconferridng iening use, old.): THERE WERE NO APPARENT EASEMENTS OR ENCROACHMENTS NOTED BY OBSERVATION AT TIME OF GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT .INSULATION No. of Units ONE Foundation BLOCK Slab JA Area Sq, Ft. 0 Roof ❑ No. of Stories TWO Exterior Walls ALUM SIDI _N -- Crawl space NSA - %Finished _ - Ceiling ❑ Type(Det. /Att.) DET Roof Surface ASPH_SHN Basement NO Ceiling walls Design (Style) 2 Gutters & Dwnspts. ALUMINUM _ Sump Pump _ _ walls _ Floor E] ' _STOR Existing /Proposed EXIST Window Type DBLE HNG _NoneN_ot_e _ Dampness Non_eNot_e _ _ _ Floor None ❑ Age (Yrs.) 54 Storm /Screens YES YES Settlement Non_eNo_te —` Outside Entry _ unknown ❑X Fffentivw A— (Yra) 1 R Mam,facfurarl unuse N(1 Inf—Wl— NnnPNMr -f- -- _ ARCTTMF.n AUCS ROOMS Foyer I Living I Dining Kitchen Den Family Rm. Rec. Rm. Bedrooms k Baths Laundry Other Area Sq. Ft. --- Basement - 1 1 1 1 -- -- - - — - -- 1 1 — 1 ----._.—.—...--• STOR - --- 930 930 Levels 1 - Level 2 -' -- -'- - - - -- ' -3 -- -- — Finished area above grade contains: 4 Rooms; 3 Bedroom(s): 1 Baths ; 930 Square Feet of Gross Living Area INTERIOR -` - Materials /Condition HEATING - KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: Floors HARD, CARP Type BB Refrigerator ❑ None ❑ Fireplace(s) III None ❑ Walls SHEETROCK _ Fuel E_LEC_T_. Range /Oven ® stairs ❑ _ —❑ Petro ❑ Garage a of cars Trim /Finish WOOD Con_dlUon A_V_G — Dlsposai ❑ Drop Stair ❑ Deck 0 Attached Bath Floor VINYL Dishwasher ❑ Scuttle FX Porch_ ❑ _ Detached COOLING Bath Wainscot SH RK Central NONE Fan /Hood ❑ Floor ❑ — Fence ❑ - -_ Built -in Doors WOOD Other NONE Microwave F-1 Heated F-] - Pool ❑ -- Carport ABOVE IN AVG . COND . condition N A Washer/ Dryer Finished r -- F I Driveway STREE Additional features (special energy efficient Items. etc.): DECK, MAINTENCE FREE ALUM SIDING. THE LOWER LEVEL HAS PART'OF IT'S REAR BELOW,GRADE BUT IT IS.PRIMARELY ABV`GRD(NOT INCL.IN GLA1_ Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction, remodeling /additions, etc.: THE SUBJECT HAS BEEN RENNOVATED AND IS IN AVERAGE CONDITION. PHYSICAL DEPRECIATION IS DUE TO NORMAL USE AND AGING. NO EXTERNAL OBSOLESCENCE - - - -• -- - - - -._ ---------'----------- --- -- --- ------ '-- - - - - -- OBSERVED. FUNCTIONAL: STEPS LEADING TO IMPROVEMENT. Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the Improvements, on the site, or in the immediate vicinity of the subject property: NO ADVERSE ENVIRONMENTAL CONDITIONS_ WERE OBSERVED AT _ TIME OF FIELD INSPECTION WHICH WAS BASED ON WALK THROUGH ONLY. ELECT. HEAT. -reddie Mac Form 70 6-93 10 CH. PAGE 1 OF 2 Fannie Mae Form 1004 6.93 Homeputer. Forms Processing Syslem For I.nser Printers 1(802) 771.3018 ,don Section' UNIFORM RESIDENTIAL APPRAISAL REPORT File No. LKPKS FIMATED SITE VALUE -S 251_000 Comments on Cost Approach (such es, source of cost estimate, ............. ............................... I-IMATED REPRODUCTION COST -NEW OF IMPROVEMENTS: site value, square loot calculation and, for HUD, VA and FmHA, the ailing 930 Sq.Ft @f 62'.50 -s 58 125 estimated remaining economic life of the property): Sq. Ftes_ 30.00- 27,900 A BLENDING.. OF.BOECKH SYS. _TOGETHER_,. _ - WITH INFORMATION CONTINUALLY. rage /CorporlO Sq.Fl @S - PROVIDED BY LOCAL BUILDERS WAS tat Estimated Cost New =$ 6,025. - TO•-- ESTIMATE _THE REPRODUCTION,•__ _USED as Physical Functional External COST DEPRECIATION WAS BASED ON preciatlon 17205 l 10000 0 -S 27 205 THE AGE LIFE METHOD SITE VALUE IS pleciated Value ofimprovements -s -__ 58,820 BY EXTRACTION. &_ VACANT LAND SALES. s•is" Value of Site Improvements . $ 8 000 SEE FLOOR PLAN FOR SQ . FOOTAGE. ............................... ____.'L'- -_ _ .. _..._...___ — ..._._—_..__._.- --._._...___..._..— .____._..._. ._`.--..- DICATED VALUE BY COST APPROACH . E 91,820 ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO_. 2 COMP_ARABLE NO. .._ _ .. __..._...._._---- -.....__'_—'- ---...._._..- 115 HEWITT STREE _._._—__ 339 LAKE DRIVE -- _ 68 LAKE SHORE DR.- _ _ 69 LAKE SHORE DR. dress PUTNAM VALLEY UTNAM VALLEY UTNAM VALLEY UTNAM VALLEY tximitytoSubject 11111I11111111i111111111Q1i1 .4 MILES 2 MILES �p�l}1111111[II(IIi�JIT$. 2 MILES ,as Prioe $ 89 Ooo �lfID.�1.11f11�IDlllfls.___. e9 660 _ $z , 5061{Ii�lll<I111[]IIIf�1l1LE _ i 14 000 - -- - -_ — _..- l-- --- :e /GrossLN. Area f $ lll�lllllll'lll_$_-86 il�l�II�I11� o3..6a- _9.5_7.0�j to and/or SSESSOR _123.96J1hfl LS CLOSED .s LS CLOSED _�m11I11111I1i ..161ll LS CLOSED rtticattonsourcee INSPECTION SSESSORS RECORDS ROKER SSESSORS RECORDS LUE ADJUSTMENTS DESCRIPTION DESCRIPTION . ( -) f Adjustment ONE KNOWN I DESCRIPTION • ( -) f Adjustment ONE KNOWN -. - - - DESCRIPTION . ( -) $ Ad)u.tmanl . E.O. ea or Financing ncesslons ONV. FIN. i ONV. FIN. ONV. FIN. ' e of Sale/Time _ 3 99 ...1._ --- - - - -..— 2 99 . ; — .............— ..__._.Y_ —__. 2 99 _1 .. - - -° --_ — _ - --_- ration VERAGE VERAGE VERAGE EE_SIMPLE VERAGE EE SIMPLE .sehold/Fee Simple EE SIMPLE EE SIMPLE - -- .164 ACRE .23 ACRE S i -5000 .13 ACRES i0— .2 ACRES x -2500- AKE 1_0000 ANCH AVG . i- - ++ VERAGE VG_. _ _ _ AME SAME i - VG _ _ -CH AVG . '- - Ign and Appeal __ 2 STORY AV ItyolConstruction VERAGE _AME_ _ _ 67RENNOV_-!0 AME 64RENNOV 0 A'ME 40RENNOV 54RENNOV - dition VERAGE AME Total Bdrms Bath. - AME Total Berms Baths i OLD AS I5 +3500 Total Bdrma Bath. ve Grade Total Bdrms Baths mCount 4 3r 1 ____...._..._,2_._.,._ ------ 1 ,...__, 4 ;2 .1 --- .__�.._ -� 4 1. 5 r1�ri00- 930 sq.Ft.- 3sLlvingArea 718,. ._.Sq.Ft. +4000 --70.v -. '-Sq :Ft. +4006 1100' " -` sq:Ft. = 4000'' -Smo6 &F(njshad' ULL AR:'IJi -' -3000 ULL ULL ns Below Grade 2 RMS,BATH i +8000 0 +8000 1 ROOM i +5000 :tional Utility VERAGE AME AME AME inglCooling LECT.BB 0 ENT. O 3500 ENTRAL 0 -3500 ENTRAL 0 ; -3500 gyEtflcienthems TANDARD TANDARD TANDARD TANDARD 0 go/Carport AME AME h, Patio.0eck 0 +1500 ECK ATIO DOCK 5000 _- ECK dace(s)_etc. 0 R PL- 2000 R PLACE 2000 R PL 2000 e. Pool, etc. - -'- — O - -- O dj`(total) - Sales Price a 0 • I jjjjjr(_ — X* is 61_500 Illlljf K ; S - 201_000 mparame )mpara fi jlllluljljlfl 8— 89 000 t �j`lj ji. S 89 000 lllll'I �j11 S 94 000 vents on Sales Comparison (Including the subject property's compatibility to the neighborhood, eto.): THE 3 CQMPARABLES UTILIZED THE SALES COMPARISON GRID BEST REFLECTTHE_MARKET VALUE FOR A PROPERTY :H AS THE SUBJECT. EACH H _R_EP_RE_S_E_NTS AN ACCEPTABLE ALTERNAT_I_VE TO THE _ ?ICAL PURCHASER IN THIS MARKETPLACE. NORMAT. T.TMTTATTONR /Ai).TiiSTMF.NTC — ;EEDED_DUE SIZE OF SUBJECT, AMENITIES AND ATTEMPTED TO UTILIZE SALES IN _ 3 NEIGHBORHOOD. SUBJECTL_OW_E_R_LEVEL SQ FT_ NOT _IN_C_LUDED IN G_._L.A._`________ - ITEM SUBJECT — COMPARABLE NO I — COMPARABLE NO, 2 COMPARABLE N0.3 oriceandData /A /A /A .E.O-UNKNOWN a for prior sales year of appraisal Is of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal: '.THER THE SUBJECT PROPERTY_ OR THE COMPARABLES HAVE A_ RECORD OF PRIOR SALES LE__ 'HIN THE PAST TWELVE MONTHS EXCEPT THAT SA_ #3IS _ R.E.O. —v TED VALUE BY SALES COMPARISON APPROACH S 891_000 TED VALUE BY INCOME APPROACH, II Applicable Estimated Market Rent E N A IMo, x Gross Rent Multiplier N A f Wnalsal is made LXJ "as Is- subject to the repairs, alterations. Inspections, or conditions listed below L_-' subject to completion per plans and specifications. onsotAppratsal: TITLE IS ASSUMED GOOD AND MARKETABLE. AVERAGE MARKETING TIME IS MONTHS. INCOME APPROACH_ WAS NOT USED DUE TO LACK OF CLOSED RENTALS. loonoillation: , V THE DIRECT SALES• COMPARASION APPROACH BEST REFLECTS THE ACTIONS OF ORMED BUYERS AND SELLERS AND IS MOST INDICTIVE OF VALUE SUPPORTED BY THE TA_PPROACH. THE APPRAISER RECONCILES TO THE MARKET DATA KID _RANGE _OF VALUES_ 'pose of this appraisal Is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification contingent ling conditions, and market value definition that are stated In the attached Freddie Mac Form 439/1annie Mae Form 1O048 (Revised _§_/_93 ). ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBMCT OF THIS REPORT, AS OF MAY 19, 1999 IS THE DATE OF IN ON A D THE EFFE E DATE OF THIS REPORT) TO BE $ 89 / 000 — A: SUPERVISORY SORYAPPRAISER _ (ONLY - 1 F ._RE. O-U- IR-ED _ Signal u re _ _ _ . ❑ In"sOplrect Property No -• •� ... port Signed MAY 27, 1999 Date Report Signed ertiticatlon tt 4 5 -12 8 2 State NY State Certification p Stele - -- _.___.. 1 -__ .....:_ .-__.-- _..�---- - _ __ -_._ t License rY State Or State License # State : Form 70 6-93 10 CH. PAGE 2 OF 2 Fannie Mae Form 1004 6-93 Fbmeputer- Forms Processing System For Laser Printers 1(802)T73-3018 PUTNAM COUNTY DEPARTMENT OF HEAL* HOUSE PLA ^:S APPROVED FOR BEDROOM COUNIT ONLY; BEDROOMS Siiaat�►re & T'le PAS, 413 --=-- -1 917 Stone Wall Wood Stove Stone Base r Stone Wall 411 Exterior Door 32 "x 6 ..Extension. Toy LivinalDin,lnq .Rooms..... cY) i 0 sJove ' 5' Wall Opening min Soffit At Ceiling Full Wall Opening Floor To Ceiling :.PUTNAM COUNTY DEPARTMENT OF HEALTH HOUSE PLANS APPROVED FOR 8 E D R 0 0 NI 00 U.N. T 0 N U , Lignalure & Title —' Date CLOSET Ll v rn z OpW1 ID i n I Y) Pry TO 9,fl GP F) P, E R ,5 -Doe R 1� Dom k1a2Z1 o a � v V r3��h o� 0 4f 106- L�-T e-i ask y ec ossEV �po ©R atDRoorn PUTNAM COUNTY DEPARTMENT OF HEALTH HOUSE PLANS APPROVED FOR BEDROOh1 COUNT ONVI, Signature & is Date 13EDR00 m M -A 5 I E 12 13 CDR 0 0 M t